Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
The Capital Advisory Group, LLC. | (952) 831-8243
DANVERS, MA OFFICE:
150A Andover Street, Suite 2
Danvers, MA 01923
Office: (978) 777-6554

BLOOMINGTON, MN OFFICE:
5270 West 84th St. Suite #310
Bloomington, MN 55437
Phone: (952) 831-8243
Toll Free: 1-800-548-1820
Fax: (952) 400-4900

MAPLE GROVE, MN OFFICE:
11330 86th Ave North
Maple Grove, MN 55369-4528
Office: (952) 541-9201
Fax: (952) 400-4900

SANDESTIN, FL OFFICE:
8969 Heron Walk Drive
Sandestin, FL 32550
Phone: (800) 548-1820
Fax: (850) 650-0802
• bmachtig@investorscapital.com

Securities offered through Investors Capital Corporation Member FINRA/SIPC. Advisory Services offered through The Capital Advisory Group Advisory Services, LLC, an Independent Registered Investment Advisor, not affiliated with Investors Capital Corporation, 5270 West 84th Street, Suite 310, Bloomington, MN 55437. The information presented herein should not be considered an offer to buy or sell securities. Such offer to buy or sell securities may only be made by prospectus in those jurisdictions in which the product and representative are appropriately registered.

The Capital Advisory Group, LLC and/or other advisors at The Capital Advisory Group, LLC are securities licensed in the following states: AL, CA, CO, CT, FL, GA, IA, IL, IN, KY, LA, MA, MD, MN, MO, NC, ND, NJ, NM, NY, OR, PA, RI, SD, TN, TX, VT, WA, WI.