Brett Machtig AIF®, CWS®
Approachable, genuine, and down-to-earth
Brett Machtig is a founding partner of The Capital Advisory Group. Now in his 40th year as a Financial Advisor, Brett has been dedicated to helping affluent investors shape their financial futures. Known for his approachable and genuine nature, Brett holds himself to the highest accountability standards, aiming to achieve positive economic results for each client.
Brett’s expertise and personalized approach to wealth management have earned him national recognition, with appearances on CNBC’s Your Money, PBS’s Financial Freedom, and CNN’s Financial Update. As a prolific author, he shares insights on investing, retirement planning, and financial strategy.
In addition to his work in financial services, Brett is well-informed and deeply connected. From 2011 to the present, he has been selected by the U.S. Department of Defense to attend the National Securities Forum alongside representatives from the armed forces and Homeland Security to assess and address threats to national security. He also served as the Honorary Commander of the 33rd Fighter Wing at Eglin AFB from 2011 to 2012. Further reflecting his commitment to education and community, Brett has been a member of the Business Advisory Committee at Normandale College, Minnesota’s largest community college, since 2016.
Brett specializes in wealth management, asset accumulation, and retirement income strategies, bringing a comprehensive approach to financial planning. When creating each client’s financial plan, he considers the complete picture—beliefs, obligations, resources, risk tolerance, family dynamics, and life goals.
Brett studied at the Fuqua School of Business at Duke University in 1983 and earned his Bachelor of Science in Accounting, Business, and Economics from MacMurray College, graduating cum laude and serving as President of the Economics Society.
Nikki Machtig also works with Brett at the Capital Advisory Group. They have two Havanese dogs named Tucker and Sage.
Michael Ruggieri
Michael brings a meticulous eye for detail and a passion for empowering individuals to make informed financial decisions.
Michael Ruggieri is a Financial Advisor at The Capital Advisory Group (CAG), bringing a wealth of experience and a meticulous approach to compliance and client support. Michael held various roles across the financial industry. He was an educator at the University of Phoenix and a Regional Supervision Analyst for AIG Group, SagePoint Financial, and Royal Alliance Securities. His experience includes years with Vanguard Group and working as an alternative investment analyst with Charles Schwab.
Michael served at United Planners as Brett Machtig’s Home Office Supervisor until joining CAG in 2023 as a Financial Advisor. Michael’s extensive background brings a distinct blend of academic insight and practical industry experience to his role.
Michael lives in the Phoenix, Arizona, area and oversees The Capital Advisory Group’s Phoenix location. In his free time, he enjoys spending time with his family and exploring the outdoors.
Mark Foreman CPA®
Mark has dedicated his career to tax planning.
With 24 years in financial services, Mark Foreman is a Certified Public Accountant. Mark focuses on comprehensive asset management, tax strategies, risk tolerance adjustments, and estate planning to help clients plan their financial futures. His clients include retirees, business owners, professionals, and families.
Mark’s client-first approach follows the CPA Code of Ethics, valuing each client’s unique situation. He collaborates to create a personalized plan that aligns investment opportunities with clients’ risk tolerance, establishing clear, measurable goals in a written plan. Once the financial plan is in place, Mark reviews insurance needs and helps update estate plans in seeking to ensure a smooth financial transition.
Originally from Louisiana, Mark attended the University of Southern Louisiana. He is a long-time member of the Minnesota Society of CPAs, the American Institute of CPAs, and the Society of Louisiana CPAs. Now residing in Bloomington with his family, he enjoys outdoor activities, music, and community involvement.
